Stock trading sirf investment ka medium nahi, ab ek earning opportunity bhi ban gaya hai. Agar aapke dost, relatives, ya social media followers trading me interest rakhte hain, to aap unhe trading platforms join karva ke referral bonus kama sakte ho — wo bhi direct bank me payment ke saath. Aaj hum dekhenge India ke top 5 trading refer & earn apps, jinse aap 2025 me regular passive income bana sakte ho.
1. Upstox – Refer & Earn
Link: Upstox App
Upstox ka refer & earn program kaafi popular hai kyunki isme aapko per successful referral ₹500 – ₹800 milta hai. Sirf aapko apna unique referral link share karna hai, aur jab koi us link se account open karta hai aur KYC complete karta hai, payment mil jata hai.
Key Features: High referral payout (₹500 – ₹800 per person), fast KYC process, user-friendly app with free account opening offers, equity delivery ₹0 brokerage.
Pros: High payout compared to other brokers, easy to promote (popular brand).
Cons: Referral bonus sirf KYC complete hone par milta hai, audience me trading interest hona chahiye.
Earning Potential: ₹5,000 – ₹50,000+ per month (active referrals)
2. Angel One – Invite & Earn
Link: Angel One App
Angel One ek full-service broker hai jo apne Invite & Earn program me aapko ₹500 per referral deta hai. Aap apne dost ya followers ko Angel One me account open karva sakte ho aur payout ka direct bank transfer le sakte ho.
Key Features: ₹500 flat per referral, access to research & advisory tools, free account opening offers, equity delivery brokerage ₹0.
Pros: Trusted brand with huge client base, research tools ka extra selling point.
Cons: Referral tracking me kabhi-kabhi delay hota hai, beginners ke liye thoda complex features.
Earning Potential: ₹3,000 – ₹30,000 per month
3. Groww – Refer & Earn
Link: Groww App
Groww mutual funds se shuru hua tha, lekin ab stocks, F&O, IPOs sab offer karta hai. Iska refer & earn program me aapko per referral ₹300 – ₹500 milta hai, jo account opening ke baad Groww balance me add hota hai.
Key Features: ₹300 – ₹500 per referral, instant payout in Groww wallet (bank transfer option), simple app UI, free account opening.
Pros: Beginners-friendly app, easy to convince new users.
Cons: Payout thoda kam compared to Upstox/Angel One, referral bonus kabhi-kabhi 3-5 days me credit hota hai.
Earning Potential: ₹2,000 – ₹15,000 per month
4. Zerodha – Partner Program
Link: Zerodha App
Zerodha ka refer program thoda alag hai. Direct cash ke bajaye, aapko 10% of brokerage paid by your referred clients milta hai for lifetime. Matlab agar aapke referred client active trader hain, to aapko har trade par earning hoti rahegi.
Key Features: Lifetime brokerage sharing, trusted & biggest discount broker, high-value traders se passive income, equity delivery ₹0 brokerage.
Pros: Passive income potential for long term, best for those with trader network.
Cons: No fixed payout per referral, beginners ke liye promote karna thoda tough.
Earning Potential: ₹5,000 – ₹1 Lakh+ per month (trader activity pe depend)
5. 5paisa – Refer & Earn
Link: 5paisa App
5paisa me per referral ₹500 milta hai jab new client account open karke first trade karta hai. Saath me aapko future transactions pe brokerage sharing bhi mil sakta hai.
Key Features: ₹500 per referral, low brokerage plans, free account opening offers, good app for F&O traders.
Pros: Double earning (referral bonus + brokerage sharing), easy KYC process.
Cons: Bonus kabhi-kabhi 7-10 days me credit hota hai, app interface beginners ke liye thoda complex.
Earning Potential: ₹3,000 – ₹25,000 per month
Comparison Table – Quick View
| App | Referral Bonus | Special Feature | Earning Potential (Monthly) |
|---|---|---|---|
| Upstox | ₹500 – ₹800 per person | High payout & fast KYC | ₹5K – ₹50K+ |
| Angel One | ₹500 per person | Research & advisory tools | ₹3K – ₹30K |
| Groww | ₹300 – ₹500 per person | Beginner-friendly app | ₹2K – ₹15K |
| Zerodha | 10% brokerage lifetime | Passive income model | ₹5K – ₹1L+ |
| 5paisa | ₹500 per person | Referral + brokerage share | ₹3K – ₹25K |
Tips to Maximize Your Referral Earnings
- Social media use karein: Instagram, Facebook, YouTube pe referral links promote karein.
- Educational content banayein: Stock market basics ke videos/blogs me referral link share karein.
- WhatsApp groups: Trading/finance interest wale groups me share karein.
- Offer extra help: Apne referred users ko account opening & basic trading guide dein.
- Track referrals: Har app ka referral dashboard regularly check karein.
Trading refer & earn apps aapko ek low-effort passive income source de sakte hain — bas aapke paas ek interested audience honi chahiye. Agar aap high payout chahte ho to Upstox ya Angel One best hai. Agar aap long-term passive income chahte ho to Zerodha perfect choice hai. Beginners ke liye Groww easy promote hota hai. Agar aap consistent promote karein, to ye referral programs aapke liye ek monthly ₹20K – ₹50K side income bana sakte hain.
